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	<title>Comments for USA Visa Card</title>
	<atom:link href="http://www.usavisacard.com/comments/feed" rel="self" type="application/rss+xml" />
	<link>http://www.usavisacard.com</link>
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	<lastBuildDate>Fri, 28 Oct 2011 18:52:15 +0000</lastBuildDate>
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		<title>Comment on What is the best bank to issue Visa debit card in Europe or America or Canada? by BeingHonest</title>
		<link>http://www.usavisacard.com/what-is-the-best-bank-to-issue-visa-debit-card-in-europe-or-america-or-canada.html#comment-1533</link>
		<dc:creator>BeingHonest</dc:creator>
		<pubDate>Fri, 28 Oct 2011 18:52:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/what-is-the-best-bank-to-issue-visa-debit-card-in-europe-or-america-or-canada.html#comment-1533</guid>
		<description>Hey greenhigh2006!  

You can avoid banks altogether now.  There are so many options for the prepaid cards now.  You can even deal just with visa or mastercard as well.  I have found it cheaper to have a prepaid card than a banking account because the checking accounts have way higher fees and the prepaid cards have really low or even free fees.</description>
		<content:encoded><![CDATA[<p>Hey greenhigh2006!  </p>
<p>You can avoid banks altogether now.  There are so many options for the prepaid cards now.  You can even deal just with visa or mastercard as well.  I have found it cheaper to have a prepaid card than a banking account because the checking accounts have way higher fees and the prepaid cards have really low or even free fees.</p>
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		<title>Comment on Q&amp;A: What age can you get a debit card with a visa? by thereisonlyonebrightstar</title>
		<link>http://www.usavisacard.com/qa-what-age-can-you-get-a-debit-card-with-a-visa.html#comment-1514</link>
		<dc:creator>thereisonlyonebrightstar</dc:creator>
		<pubDate>Thu, 27 Oct 2011 18:20:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/qa-what-age-can-you-get-a-debit-card-with-a-visa.html#comment-1514</guid>
		<description>...............</description>
		<content:encoded><![CDATA[<p>&#8230;&#8230;&#8230;&#8230;&#8230;</p>
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		<title>Comment on Does having a Visa debit card start your credit? by ms.honey</title>
		<link>http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1482</link>
		<dc:creator>ms.honey</dc:creator>
		<pubDate>Wed, 26 Oct 2011 19:38:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1482</guid>
		<description>No, because you are just using your own money not there&#039;s.</description>
		<content:encoded><![CDATA[<p>No, because you are just using your own money not there&#8217;s.</p>
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		<title>Comment on Does having a Visa debit card start your credit? by worn</title>
		<link>http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1481</link>
		<dc:creator>worn</dc:creator>
		<pubDate>Wed, 26 Oct 2011 19:21:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1481</guid>
		<description>no. the visa debit card is just a convience.</description>
		<content:encoded><![CDATA[<p>no. the visa debit card is just a convience.</p>
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		<title>Comment on Does having a Visa debit card start your credit? by . .</title>
		<link>http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1480</link>
		<dc:creator>. .</dc:creator>
		<pubDate>Wed, 26 Oct 2011 18:43:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1480</guid>
		<description>No. Debit card is a checking account...not a credit line. To build credit you need to start building your credit history. Car loans, mortgage, credit cards, school loans...any kind of a loan or credit line will go towards building credit score/history.</description>
		<content:encoded><![CDATA[<p>No. Debit card is a checking account&#8230;not a credit line. To build credit you need to start building your credit history. Car loans, mortgage, credit cards, school loans&#8230;any kind of a loan or credit line will go towards building credit score/history.</p>
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		<title>Comment on Does having a Visa debit card start your credit? by cozylummox</title>
		<link>http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1479</link>
		<dc:creator>cozylummox</dc:creator>
		<pubDate>Wed, 26 Oct 2011 18:08:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1479</guid>
		<description>Unfortunately, nope. Opening up a credit card, buying something that you can pay off, and paying it off is a good way to start credit. Also, if you have student loans, they actually count as &quot;good&quot; credit. If your bank account is left overdrawn for a long time, I think that can affect your credit too. If you went to a store and got one of their store cards (e.g. a Gap Card at the Gap), that counts as a credit card, too.</description>
		<content:encoded><![CDATA[<p>Unfortunately, nope. Opening up a credit card, buying something that you can pay off, and paying it off is a good way to start credit. Also, if you have student loans, they actually count as &#8220;good&#8221; credit. If your bank account is left overdrawn for a long time, I think that can affect your credit too. If you went to a store and got one of their store cards (e.g. a Gap Card at the Gap), that counts as a credit card, too.</p>
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		<title>Comment on Does having a Visa debit card start your credit? by Reena</title>
		<link>http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1478</link>
		<dc:creator>Reena</dc:creator>
		<pubDate>Wed, 26 Oct 2011 18:05:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/does-having-a-visa-debit-card-start-your-credit.html#comment-1478</guid>
		<description>No... the visa/check card or debit card is only a means to access the money in your account.

It is not a line of credit that you pay back but just a device to get at the money you already own.</description>
		<content:encoded><![CDATA[<p>No&#8230; the visa/check card or debit card is only a means to access the money in your account.</p>
<p>It is not a line of credit that you pay back but just a device to get at the money you already own.</p>
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		<title>Comment on Q&amp;A: What is the difference between a credit and a visa debit card? by Dan B</title>
		<link>http://www.usavisacard.com/qa-what-is-the-difference-between-a-credit-and-a-visa-debit-card.html#comment-1387</link>
		<dc:creator>Dan B</dc:creator>
		<pubDate>Thu, 20 Oct 2011 19:28:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/qa-what-is-the-difference-between-a-credit-and-a-visa-debit-card.html#comment-1387</guid>
		<description>A debit card is linked to your checking account (usually).  Any purchases are immediately charged to your checking account.  The money is deducted immediately - within seconds.

A credit card is linked to your credit card account.  Any purchases are posted against your credit card account, payable when you receive your credit card statement.  No money is deducted from your checking account until you authorize payment.

If you don&#039;t have a credit card account, you can still use it as a credit card.  But the transaction will be converted to a debit transaction and paragraph 1 will apply.  My banks says I get the same protections as I would if I had a credit card account.

A simple debit card does not allow you to use the credit card function.  There&#039;s no VISA or other major credit card logo on the card.</description>
		<content:encoded><![CDATA[<p>A debit card is linked to your checking account (usually).  Any purchases are immediately charged to your checking account.  The money is deducted immediately &#8211; within seconds.</p>
<p>A credit card is linked to your credit card account.  Any purchases are posted against your credit card account, payable when you receive your credit card statement.  No money is deducted from your checking account until you authorize payment.</p>
<p>If you don&#8217;t have a credit card account, you can still use it as a credit card.  But the transaction will be converted to a debit transaction and paragraph 1 will apply.  My banks says I get the same protections as I would if I had a credit card account.</p>
<p>A simple debit card does not allow you to use the credit card function.  There&#8217;s no VISA or other major credit card logo on the card.</p>
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		<title>Comment on Q&amp;A: What is the difference between a credit and a visa debit card? by Kevo</title>
		<link>http://www.usavisacard.com/qa-what-is-the-difference-between-a-credit-and-a-visa-debit-card.html#comment-1386</link>
		<dc:creator>Kevo</dc:creator>
		<pubDate>Thu, 20 Oct 2011 18:28:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/qa-what-is-the-difference-between-a-credit-and-a-visa-debit-card.html#comment-1386</guid>
		<description>a credit card buys things on credit with money that you dont actually own and you have to pay it back later. a debit card uses your own money that you put in a accout but you dont have to pay it back later</description>
		<content:encoded><![CDATA[<p>a credit card buys things on credit with money that you dont actually own and you have to pay it back later. a debit card uses your own money that you put in a accout but you dont have to pay it back later</p>
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		<title>Comment on ?????? by Asim Bijarani</title>
		<link>http://www.usavisacard.com/68.html#comment-1116</link>
		<dc:creator>Asim Bijarani</dc:creator>
		<pubDate>Tue, 04 Oct 2011 19:12:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.usavisacard.com/68.html#comment-1116</guid>
		<description>@ JWTIntelligence Thanks</description>
		<content:encoded><![CDATA[<p>@ JWTIntelligence Thanks</p>
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